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Terms of Service

Last Updated:

By using Hamro Utility ("Service"), you agree to these terms. Please read them carefully.

1. Acceptance of Terms

Your access to and use of the Service is conditioned on your acceptance of these Terms. All visitors and users are bound by these Terms.

2. Service Description

Hamro Utility provides:

Note: Financial data is for informational purposes only and shouldn't be considered financial advice.

3. User Responsibilities

You agree to:

4. Intellectual Property

All content, features, and functionality are owned by Hamro Utility and are protected by copyright laws. You may not:

5. Disclaimer of Warranties

The Service is provided "as is" without warranties of any kind. We don't guarantee that:

6. Limitation of Liability

Hamro Utility shall not be liable for any indirect, incidental, or consequential damages arising from:

7. Changes to Terms

We may modify these Terms at any time. We'll notify you of significant changes by updating the "Last Updated" date. Your continued use constitutes acceptance of the new Terms.

8. Governing Law

These Terms shall be governed by the laws of Nepal. Any disputes shall be resolved in the courts of Kathmandu.

9. Contact Us

For questions about these Terms, contact us at [email protected]